To help boost buying power, UTB has launched a 90% Residential Mortgage Product Range for 2, 3 and 5 year fixed rates.
UTB Mortgages has expanded its residential mortgage product range to include two, three and five year 90% loan to value residential products, in aim of helping more customers with their borrowing needs.
Whether it be for a first-time buyer, move home or remortgage these 90% products are now available!
This is a first in a series of 2025 enhancements to our product range in aim of supporting our brokers find solutions for their customers.
Why this product matters
High LTV products: This means that you can help more customers who benefit from our terms of up to 40 years to age 85 years.
Flexible criteria: Tailored to suit a wider range of customer profiles including those with unusual property types and non-standard construction methods including those near commercial properties, complex and self-employed income and those with imperfect credit.
Competitive rates: With favourable terms and rates to choose from, your customers can secure the best deal for their future.
Please note – to be eligible for these products – the minimum property value is £125,000 and a minimum application income of £40,000. For Loans > 85% LTV we ask for 0 Defaults or CCJs in 36 months
Get in touch today
Visit our website to find details of your local BDM: https://www.utbank.co.uk/intermediaries/mortgages/
Speak to our intermediary team on 0207 031 1551 or email at mortgage.enquiries@utbank.co.uk