Hodge: Range restructure: 50+, RIO, Holiday Let & Professional Mortgage

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From Friday 15th September, we will be increasing rates across our range.

It is vital that you progress your DiPs to secure the current pricing and fees:

  • Last date and time for DiPs: Tuesday 12th September 5pm
  • Last date and time for apps: Thursday 14th September 5pm

Good things are coming.

We’re committed to supporting brokers and customers in the moments that matter. While rates are on the rise, we’re working hard behind the scenes to enhance criteria and develop our product portfolio.

In the meantime, take a look at the new product options we have introduced across the 50+ range.

Our range will change as shown below.:
Product Max LTV Product Fee Current rate New rate Change made
50+ Mortgage 2 year fixed 75% £995 6.90% 7.10%
50+ Mortgage 2 year fixed 85% £995 7.10% 7.30%
50+ Mortgage 2 year fixed (fee free) 75% £0 7.05% 7.25%
50+ Mortgage 2 year fixed (fee free) 85% £0 7.25% 7.45%
50+ Mortgage 5 year fixed 75% £995 6.70% N/A
50+ Mortgage 5 year fixed 85% £995 6.90% N/A
50+ Mortgage 5 year fixed (fee free) 75% £0 6.85% N/A
50+ Mortgage 5 year fixed (fee free) 85% £0 7.05% N/A
RIO Mortgage 2 year fixed 75% £995 7.05% 7.25%
RIO Mortgage 2 year fixed (fee free) 75% £0 7.20% 7.40%
RIO Mortgage 5 year fixed 75% £995 6.85% N/A
RIO Mortgage 5 year fixed (fee free) 75% £0 7.00% N/A
Professional Mortgage 2 year fixed 80% £1,495 6.70% N/A
Professional Mortgage 2 year fixed 90% £1,495 6.75% N/A
Professional Mortgage 5 year fixed 80% £1,495 6.50% N/A
Professional Mortgage 5 year fixed 90% £1,495 6.55% N/A
HBTL Mortgage 2 year fixed 75% £995 7.90% N/A
HBTL Mortgage 2 year fixed (fee free) 75% £0 8.05% N/A
HBTL Mortgage 5 year fixed 75% £995 7.80% N/A
HBTL Mortgage 5 year fixed (fee free) 75% £0 7.95% N/A
50+ Mortgage 5 year fixed 75% £1,995 N/A 6.50% New product
50+ Mortgage 5 year fixed 75% £1,495 N/A 6.60% New product
50+ Mortgage 2 year fixed 75% £1,995 N/A 6.80% New product
50+ Mortgage 2 year fixed 75% £1,495 N/A 6.90% New product
50+ Mortgage 5 year fixed 60% £995 6.65% N/A Currently unavailable
50+ Mortgage 2 year fixed 60% £995 6.80% N/A Currently unavailable
50+ Mortgage 2 year fixed (fee free) 60% £0 6.95% N/A Currently unavailable
50+ Mortgage 5 year fixed (fee free) 60% £0 6.80% N/A Currently unavailable
HBTL Mortgage 2 year fixed 60% £995 7.55% N/A Currently unavailable
HBTL Mortgage 2 year fixed (fee free) 60% £0 7.70% N/A Currently unavailable
HBTL Mortgage 5 year fixed 60% £995 7.45% N/A Currently unavailable
HBTL Mortgage 5 year fixed (fee free) 60% £0 7.60% N/A Currently unavailable
Professional Mortgage 2 year fixed (fee free) 80% £0 6.85% N/A Currently unavailable
Professional Mortgage 2 year fixed (fee free) 90% £0 6.90% N/A Currently unavailable
Professional Mortgage 5 year fixed (fee free) 80% £0 6.65% N/A Currently unavailable
Professional Mortgage 5 year fixed (fee free) 90% £0 6.70% N/A Currently unavailable
RIO Mortgage 2 year fixed 60% £995 6.95% N/A Currently unavailable
RIO Mortgage 2 year fixed (fee free) 60% £0 7.10% N/A Currently unavailable
RIO Mortgage 5 year fixed 60% £995 6.80% N/A Currently unavailable
RIO Mortgage 5 year fixed (fee free) 60% £0 6.95% N/A Currently unavailable
See all our current rates across all products here – updated rates are live from 15th September
From Friday 15th September, we’ll also be updating retention rates across our range.
Product Max LTV Product Fee Current Rate New rate
Retention – 50+ Mortgage 2 year fixed 60% £995 6.60% 6.80%
Retention – 50+ Mortgage 2 year fixed (fee free) 60% £0 6.75% 6.95%
Retention – 50+ Mortgage 5 year fixed 60% £995 6.45% N/A
Retention – 50+ Mortgage 5 year fixed (fee free) 60% £0 6.60% N/A
Retention – 50+ Mortgage 2 year fixed 75% £995 6.70% 6.90%
Retention – 50+ Mortgage 2 year fixed (fee free) 75% £0 6.85% 7.05%
Retention – 50+ Mortgage 5 year fixed 75% £995 6.50% N/A
Retention – 50+ Mortgage 5 year fixed (fee free) 75% £0 6.65% N/A
Retention – RIO Mortgage 2 year fixed 60% £995 6.75% 6.95%
Retention – RIO Mortgage 2 year fixed (fee free) 60% £0 6.90% 7.10%
Retention – RIO Mortgage 5 year fixed 60% £995 6.60% N/A
Retention – RIO Mortgage 5 year fixed (fee free) 60% £0 6.75% N/A
Retention – RIO Mortgage 2 year fixed 75% £995 6.85% 7.05%
Retention – RIO Mortgage 2 year fixed (fee free) 75% £0 7.00% 7.20%
Retention – RIO Mortgage 5 year fixed 75% £995 6.65% N/A
Retention – RIO Mortgage 5 year fixed (fee free) 75% £0 6.80% N/A
Retention – HBTL Mortgage 2 year fixed 60% £995 7.35% N/A
Retention – HBTL Mortgage 2 year fixed (fee free) 60% £0 7.50% N/A
Retention – HBTL Mortgage 5 year fixed 60% £995 7.25% N/A
Retention – HBTL Mortgage 5 year fixed (fee free) 60% £0 7.40% N/A
Retention – HBTL Mortgage 2 year fixed 75% £995 7.70% N/A
Retention – HBTL Mortgage 2 year fixed (fee free) 75% £0 7.85% N/A
Retention – HBTL Mortgage 5 year fixed 75% £995 7.60% N/A
Retention – HBTL Mortgage 5 year fixed (fee free) 75% £0 7.75% N/A
Retention – Retirement Mortgage 2 year fixed Age 50-70 = 52%
Age 71-75 = 47%
Age 76-88 = 42%		 £0 6.80% 7.00%
Retention – Retirement Mortgage 5 year fixed Age 50-70 = 52%
Age 71-75 = 47%
Age 76-88 = 42%		 £0 6.60% N/A
Got a case with a story? Find your BDM team
Providing you with responsible, specialist mortgages remains at the forefront of our decisions. 

Not registered with us yet? Make it simple: Register here to submit DiPs, track your cases and upload documents.

For up to date details of all our rates and criteria visit our intermediary site.
If you want to know more about re-fixing rates for your customers, it’s here.