HSBC Change their Mortgage Products

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With effect from Wednesday 15th November, we’ll be making a number of changes to our residential and Buy to Let (BTL) mortgage product ranges.

Summary of changes:

Existing residential customer switching / borrowing more

      • 2 Year Fixed Fee Saver at 80%, 85% and 90% LTV decreasing
      • 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
      • 3 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
      • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
      • 5 Year Fixed Premier Exclusive at 60%, 70%, 75% 80%, 85% and 90% LTV decreasing

Residential first time buyer / home mover

      • 2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV decreasing
      • 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
      • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
      • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

Residential remortgage

      • 2, 3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
      • 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
      • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

Residential remortgage cashback

      • 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
      • 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

International residential

      • 2, 3 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
      • 2, 3 & 5 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
      • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV decreasing

Existing BTL customer switching / borrowing more

      • 2 Year Fixed Standard at 60% and 75% LTV decreasing

BTL purchase

      • 2 Year Fixed Standard at 60% and 75% LTV decreasing

BTL remortgage

      • 2 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
      • 5 Year Fixed Standard at 75% LTV decreasing

    All of our fixed rate end dates will be extended as below:

      • 2 year fixed rates – 28th February 2026
      • 3 year fixed rates – 28th February 2027
      • 5 year fixed rates – 28th February 2029
      • 10 year fixed rates – 28th February 2034

    There are no changes to any other interest rates at this time.

Further information

      • Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increased demand, wait times may be longer than usual.
      • All evidential and supporting documentation must be provided within 30 calendar days of submission.
      • The product finder tool and sourcing systems will be updated for Wednesday 15th November.

    HSBC UK