Keystone Property Finance – Is your landlord client looking to remortgage?

Is your landlord client looking to remortgage?

This year is predicted to be a busy year for remortgages in the Buy-to-Let market. The reason for the spike stems back to 2016, when the Bank of England introduced toucher underwriting standards on lenders dealing with portfolio landlords. This means that more robust affordability assessment is needed for landlords who fix for less than five years.

As a result, 2022 will have a significant spike in the number of five-year fixed rates maturing compared to historical average. With remortgages spiking this year, Keystone Property Finance can not only offer remortgages within 6-months but can also provide a product transfer facility for landlords.

They are one of a few specialist lenders in the market, who can offer a product transfer facility for existing borrowers. By placing your landlord clients with Keystone Property Finance when their next fixed term is coming to an end, they will be able to seamlessly switch onto a new rate and save money using Keystone’s product transfer offering.

If your landlord client already has a mortgage with Keystone, that is reaching the end of its fixed term, your landlord clients, can benefit from the following:

  • No application fee
  • No valuation fee
  • Ne legal fees
  • 1% arrangement fee which applies to all products and can be added to the loan or paid upfront
  • Procuration fee of up to 0.45%

Keystone’s business Development Managers are here to help, call their broker hotline on 03451489086 or email enquiry@keystonepropertyfinance.co.uk

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