We’ve lowered some of our Buy to Let 75% LTV rates and relaunched some 2 year fixed 75% LTV rates. The details are below, and you’ll find all available products and rates in our Buy to Let product guide.
Lower rates for selected 75% LTV products
Core
Affordability is bespoke – allows HRTP to benefit from lower ICR by using surplus earnt or portfolio income.
- 5 year fixed, 4.79%, 3% fee
Prime
Affordability based on higher of initial payrate or 5%.
- 5 year fixed, 5.29%, no fee, free valuation
- 5 year fixed, 4.59%, 3% fee, free valuation
Reintroducing 75% LTV products
Core
- 2 year fixed, 3.99%, 3% fee, free valuation
- 2 year fixed, 5.64%, no fee, free valuation
Why place your case with Kensington
- No upfront application fees and no credit scoring
- Available to Limited Company at same price/fees
- No max age at end of term or application
Northern Ireland applications
In Northern Ireland the maximum LTV is 80% and the maximum loan size is £500k. Products are subject to availability and the ‘free legals’ incentive does not apply
See our full product range and rates, view our lending criteria or calculate how much your client could borrow:
Residential Product Guide Resi & BTL Calculator BTL Product Guide