Our residential range changes
We’re making a wide range of improvements across our residential product offering. Changes include:
- Relaunching 95% LTV lending in our income flexibility range with loans available up to £1.5million for your customers who need a lender who can look outside of standard income criteria
- We’re also relaunching our extra flexibility range up to 85% LTV, supporting customers who need flexibility due to their credit profile
- And we’re reducing 85% and 90% LTV fixed rates in core residential
Our shared ownership improvements
We’re also making changes across our shared ownership range.
- All product fees now removed
- Rates reduced on 95% and 100% MSV fixed rates
| 90% MSV
Rates from 6.14% |
95% MSV
Rates from 6.24% |
100% MSV
Rates from 6.34% |
Enhanced buy to let range
It doesn’t end there either. We’ve made significant changes across buy to let as well with 80% LTV fixed rates dropping by 50bps.
Our full range has rates from 4.59% and is suitable for any property type including HMOs with up to 20 lettable rooms.
And remember… you can now instruct investment valuations on 5 and 6 bedroom HMOs located in Article 4 Direction areas. If the property’s outside an article 4 area, an investment valuation may still be available, just speak with your business development manager.
Residential product pages → Buy to let product pages →
These improvements are all backed up by our usual exceptional service where pre-offer underwrite is currently completed in 3 working days and application to offer just 16 working days.
If you have any questions, please speak to your business development manager, or contact our broker liaison team on 01634 888276 or using Live Chat and we’ll be happy to help.