Lower rates, higher LTVs and reduced minimum loan size Kent Reliance for Intermediaries new residential range features a choice of 2, 3 and 5-year fixed with rates starting from 5.69%. And with the return of their income flexibility range with LTVs up to 90% as well as minimum loan sizes reducing to £50,000, they could have the ideal solution for clients looking to purchase or remortgage.
Residential mortgage key features
Income multiple flexibility – Up to 90% LTV – £50,000 minimum loan on selected products
Manual underwrite with no credit scoring
- No maximum loan amount at 90% LTV
- Complex income sources considered including self-employed with a projection of up to 30% of the first year's figures
- Suitable for first-time buyers, home movers and remortgage including debt consolidation
- CCJs and defaults ignored if satisfied when totaling less than £300 or satisfied more than 12 months for higher amounts
PLUS – New shared ownership products
Kent Reliance for Intermediaries have also launched new products across their shared ownership range with rates from 6.14% and up to 100% share value available.
However, they believe products and criteria are only the starting point of a conversation, so even if a case seems challenging, their flexible underwriting and individual case assessments could provide the support you need.
Get in touch with your Kent Reliance for Intermediaries business development manager, no matter how complex your case may be, as they could have the perfect solution. Alternatively call their broker liaison team on 01634 888276, or contact them using Live Chat.