Richard Turner of Connect Lifetime Mortgages recently ran a session on Later Life Lending within our network, sharing insights into how these solutions can help clients aged 55 and above. Whether you managed to join the session or couldn’t make it this time, we wanted to follow up so you’re aware of the support available to you and your clients in this area.
As fully qualified specialists in Lifetime Mortgages at Connect Lifetime Mortgages, their role is to handle this advice on your behalf. They will work alongside you — not in competition — ensuring your clients receive expert guidance while you remain central to their relationship.
Scenarios to Look Out For:
Many clients won’t directly ask about a lifetime mortgage. Instead, keep an eye out for situations like:
- End of interest-only mortgage term with no repayment plan in place
- Clients aged 55+ wanting to stay in their home but needing to access funds
- Divorce in later life, requiring fair division of housing assets
- Clients wishing to gift deposits to help children or grandchildren onto the property ladder
- Covering care costs, home improvements, or supplementing retirement income
- Clients unable to meet traditional affordability due to retirement income
If you come across any of these — or if you’re simply unsure how to proceed with a client — Richard would be very happy to have a chat. Referring your client is straightforward and transparent, and they will keep you updated throughout the process.
Let’s ensure no client is left without options.