In January we made some exciting improvements!
Our maximum loan sizes and LTVs have increased
We’ve increased our maximum loan sizes at certain LTVs, across some of our products. This will allow you to support the larger borrowing needs of your clients without having to refer the case, helping to streamline the funding process.
Please note that we may consider applications for higher loan sizes on referral, and these cases may be subject to different LTVs, interest rates and criteria than stated on our standard product guides.
Product Transfer rate and Lender’s Arrangement Fee updates
- We’ve reduced our Lender’s Arrangement Fee by £1000 on Regulated First Charge Product Transfers from £1995 to £995.
- We’ve increased product transfer rates by up to 0.36%, but our product transfer rates will continue to be the same as, or lower than, the comparable new customer rate. Upon a successful transfer you will receive commission which will amount to the lower of either £495 or 1.25% as outlined in our commission policy*.
*For our commission rates please view our Commission Policy.
See the latest changes here
Reduced rates across our regulated and unregulated products.
What’s changed?
We’ve lowered variable rates across key products:
| Product | Rate Reduction |
| Regulated First Charge & Consumer Buy to Let | 25bps reduction (variable) |
| Unregulated Buy to Let | 25bps reduction (variable) |
See the latest changes here
View the full product guide here
Need support?
Register with us to submit your First Charge, CBTL and BTL cases or access our full range via our trusted packaging partners.