Business funding secured without affecting client income

Not every business-purpose case requires extensive documentation especially when the client’s income remains unaffected. Here’s a recent example where a clear, low-risk proposal allowed us to progress quickly and confidently. A broker approached us with clients looking to raise funds to purchase a yard as part of a franchise-based land-rental model. At first glance, the

Business funding secured without affecting client income Read More »

Metro Bank reduces Buy to Let minimum loan size to £50,000

We’ve further strengthened our buy to let proposition by lowering our minimum loan size to £50,000 for all new business applications across personal, limited company, HMO and MUFB lending.  Buy to Let highlights Maximum 80% LTV for personal and limited company applications Adverse credit history – Directors who have previous defaults/CCJ’s and missed payments. Limited Company Buy

Metro Bank reduces Buy to Let minimum loan size to £50,000 Read More »

Semi-Exclusive First Time Buyer/First Time Landlord

We are pleased to announce the launch of our Semi‑Exclusive range for First‑Time Buyers and First‑Time Landlords (FTB/FTL), effective today. The key criteria for first-time landlords are: F1 Credit Tier Only: Applicants must meet the F1 credit tier requirements. Property Type: Standard single occupancy Buy to Let properties only (no HMOs or MUBs). Assessment: Manual,

Semi-Exclusive First Time Buyer/First Time Landlord Read More »

Rates reduced | Up to 90% LTV on new builds | Up to 95% Tier 4

A stronger, bolder, smoother blend of resi lending Our new signature residential blend. We’re stirring things up in our residential range yet again, combining adverse, affordability and lower pricing to serve you even better solutions for your cases. What’s brewing? Stronger – New build now up to 90% LTV  Allowing more customers with smaller deposits to access modern

Rates reduced | Up to 90% LTV on new builds | Up to 95% Tier 4 Read More »

Exciting Commercial Trading Update!

Thank you for your support in the successful launch of our Commercial Trading proposition earlier this year. Our focus remains on delivering a simple, streamlined borrowing process so more businesses can purchase the property they operate from, or access funds for expansion. We’re building on that foundation and supporting small businesses like never before with new Large Loan

Exciting Commercial Trading Update! Read More »

Raw Capital Update

Following extensive product development and broker feedback I am delighted to share as follows… We have made significant rate cuts to our fixed rate products Introduced a 10% fee free overpayment allowance on all term mortgages Non-UK Resident borrowers can now service our mortgages using a UK or overseas bank account Term lending for UK residents

Raw Capital Update Read More »

Get Complex Cases Reviewed live | 8th December | Paragon | 1:00pm – 4:30pm

Your Chance to Get Complex Cases Reviewed live! If you’ve got a complex buy-to-let case that needs a fresh perspective, don’t miss your chance to speak directly with decision-makers from Paragon visiting the Connect office this week. Michael Maynard from Paragon Bank will be on-site to help advisers work through their trickiest BTL scenarios. Whether

Get Complex Cases Reviewed live | 8th December | Paragon | 1:00pm – 4:30pm Read More »