We’re committed to giving you as much notice as possible when we need to reprice our products. Due to current market conditions, we’re withdrawing our current residential fixed-rate products at midnight tonight, Wednesday 14th June. New rates will be available from Thursday 15th June. We’re really sorry about the short notice for these changes, and […]

We are operating within a fast-moving funding environment and are committed to reviewing our products at pace to ensure we continue to offer you a competitive range. With this in mind – and further to the changes made last week – we are please to advise we have reviewed our offering and are reducing fixed

At 5:30pm on Thursday 15th June we will be withdrawing our Special products, across both our buy to let and residential ranges. All other products remain, including the Limited Editions. Any DIPs on the current Special products must be submitted by 5:30pm on Thursday 15th June and converted to a full FMA and submitted before 5.30pm on

Now that we provide buy-to-let mortgages, we have even more to offer: more products, more opportunities, and more fuss-free solutions – all with the same extra-special service we are known for. If you’re looking for a hands-on approach to these specialist buy-to-let mortgages, get in touch with the team that makes good things happen: Standard

Product withdrawals On Monday 12 June 2023, we will be withdrawing all products in our current product range. Details of the DIP and application deadlines can be seen below. Product launches We’ll be launching the following product range on Monday 12 June 2023. All products in our new range are up to 50% LTV and have a £500k max loan size.

The original later life lender.  There for the Journey! If you’re a mortgage adviser who looks after clients over 50, If you’re thinking about getting involved in this fast growing market, RIO should be on your radar. n 2018, with the FCA wanting to make affordable borrowing more widely available to the mature sector, Retirement

Our loans offer your clients the potential to borrow…..     Loans from 0.85% Unregulated Core Residential Range Products for Purchase & Development Exit   View Here

Vida have launched a new Buy-to-Let Limited Edition product designed to help you get life moving for more client. Limited Edition Criteria Highlights Available to First Time Landlords and Portfolio Landlords Up to 4 applicants Ex Public Sector houses and New Build properties No minimum income requirement Limited company SPV Premises above or adjacent to

Criteria Highlights and Updates: Non-standard income We acknowledge now more than ever, client incomes come from various sources in addition to  the traditional standard employed and self-employed income. If you’re client received non-standard income such as Benefit income (Universal Credit, PIP, maintenance, tax credits) we can consider the majority of these income sources at 100%.

See below the latest service position for Virgin Money and Clydesdale Bank, plus also the 3 ‘red hot things’ our BDM’s are talking about this week. Service at 6th June  Virgin Money:  Initial Assessment:- 2 days Correspondence & Valuations:– 1 days to assess documents and 2 day to assess valuations Speed to Offer:–  12 days Post