We’ve simplified our legal documents process – making it quicker and easier for both you and your clients. For all new loan applications, we will no longer include the Legal Charge or Personal Guarantee documents (where applicable) in our offer pack. Instead, these documents will now be issued directly by our panel solicitors. They will notify you when […]

Here’s a reminder of some of the great Premier Hub perks you have access to: No assessment fee, saving your customer £195 per application. Access to our Packager Tier (available to you through a non-Packaged route) for those clients with more recent credit blips. Exclusive products, such as the current Residential Remortgage Exclusive. Premier Hub

Semi-Exclusive Products On top of the refreshed standard product and pricing range, we have additional semi-exclusive products available via our packaging partners.  For further information, speak to your local BDM. Criteria and Calculator Changes In addition to our pricing changes, we are also making some changes to our criteria and affordability calculators for both Owner Occupier

You can now access lower rates on selected 3-year fixed rate products, starting from 3.82% – available now. Explore our full product range and be the first to lock in our new rates. Want more from MPowered? Speak to MPowered Max today. MPowered Max is our way of making sure you get the support you need, when and how

When placing a bridging loan, a clear and realistic exit strategy can make all the difference to getting the deal across the line. At Mercantile Trust, we take a common-sense approach — and we’re happy to work with you on more complex cases, provided the exit strategy plan. We typically accept the following strategies:  Sale

Borrowing potential like no other lender. Who wants more? Up to 6x income. Up to 95% LTV. Adverse accepted. Precise can now increase borrowing potential like no other lender. On top of increasing our LTV to 95%, reducing our stress rates to 1.25% and increasing our max loan to £5m, we’re still giving you more,

Great news – we’ve eased our residential stress testing for loans up to £5m, including expat solutions. What does this mean for you and your clients? As the stress rate is now lower for many scenarios, this gives clients the chance to increase their borrowing potential and boost affordability. This means that even more can now access our mortgage

We’ve made updates to our starting rates across our product range. Take a look below. Rates are now dynamically generated, making them more accurate, personalised, and competitive. For tailored rates, use the Quick Quote feature in the Broker Portal. Homeowner Loan starting rates: Product Low LTVs High LTVs Variable +3.09% +4.66% 2 Yr fixed 6.84%

Plus, reduced min loan size & new owner occupier range We’ve made key changes across our commercial and semi-commercial products, including launching a new range, reducing rates and lowering our min loan amount. In a hurry? Here are the highlights: NEW Commercial range dedicated to owner occupiers Refreshed products for commercial investment Rates reduced by