At Central Trust, flexibility isn’t just a feature—it’s a promise. We’re committed to helping brokers place more of those “hard-to-place” cases by offering criteria others can’t match. Here’s what sets us apart: Flexible criteria: Self-employed applicants who have a Ltd company – We take salary + applicant’s share of net profit for income calculations (often higher than the dividends they draw) Benefit-only applications Missed secured […]

We funded our first bridging loan in 1985. Now we regularly fund 650 every month with the same common-sense approach, speed and certainty as the first*. *Monthly average 1st May 24-30th April 25. Includes regulated and unregulated bridging loans. Why do brokers and customers choose us? From first charge, cross-charge, second charge and refurbishment, we

At West One, we understand that Buy-to-Let cases aren’t always straightforward. But that doesn’t mean they need to be difficult. With our experience, flexible lending criteria and case-by-case underwriting, we’re experts at bringing clarity to complexity. Our approach ensures brokers can navigate challenging deals with ease, speed, and confidence. When it comes to Buy-to-Let, we simplify

Do you have clients who:  Need funding for business purposes?  Own their own residential property? If so — we can help! We offer 2nd Charge Homeowner Business Loans, ideal for raising capital for:  Property purchase  Equipment or machinery Business growth Product Highlights: Available as: 2nd Charge BTL Term Loan 2nd Charge Homeowner Bridge Loan Loan

Please be advised that we have updated our Policy on Source of Funds requirements and also our guide. Below is a detailed list of changes: External party credits will now be queried if >£10,000, rather than previous threshold of >£5,000 Savings and Investments now require 6 months of history, rather than previous 12 month requirement Deposits paid

We have more good news to share. We’ve broadened our product range today by introducing more No ERC products. We’ve also simplified our approach to reviewing bank statements. No ERC Products We’re pleased to announce that we’ve launched 5-Year Fixed No ERC on our XLTV and Plus ranges today. Both are available to the maximum

With as little as 12 months continuous track record, our Contractor Mortgage options are quite simple as Stu Bryce, Head of New Business, explains in this short video. Watch our 1-minute newsreel which covers the following: – 🔷 Agency 🔷 Temporary 🔷 Bank Nursing 🔷 Zero Hours 🔷 Sub-contractor 🔷 CIS 🔷 Umbrella 🔷 Fixed Term

Paymentshield partners with AmTrust for new mortgage protection offering General insurance provider Paymentshield has announced enhancements to its protection offering, including the reintroduction of unemployment cover to its mortgage protection policy, to sit alongside accident and sickness cover. Alongside offering the enhanced cover options, Paymentshield has also migrated its current mortgage protection and income protection

95% LTV on New Build houses with Helping Hand available for first time buyers. From Thursday 26 June, we’re increasing the maximum LTV for those looking to purchase a New Build house or flat. That’s for first-time buyers and home movers. Increased LTV limits  We will be increasing the maximum LTV for New Build houses to 95% and flats to 85%.

The Department for Work & Pensions (DWP) announced in 2022, a project, known as the Pensions Dashboard Programme (PDP), dedicated to creation of a centralised platform for individuals to access information about their pensions online. The Pensions Dashboard will allow individuals to view their pension information, for those pensions not yet in payment, from multiple