SDLT Increases:  How to prepare for the increase coming into place. Following the announcement from the Autumn Budget, the Stamp Duty Land Tax (SDLT) thresholds are changing from 1st April 2025, introducing a 2% SDLT rate for properties priced between £125,001 and £250,000. This, alongside the 5% higher rates surcharge, means landlords and investors may […]

Business Loans, Residential: 2nd charge only.  BTL: 1st and 2nd charde. Did you know we offer business loans secured against both residential (2nd charge only) and buy-to-let properties? Whether your customers are expanding their business or need funding for a new purchase, we have the right financial solution to support them. Now is the perfect

The buy-to-let market has been a go-to for many investors looking to earn steady rental income and see their property values grow. But lately, there’s been a lot of chatter about whether this market is struggling or even “dead.” So, what’s really going on? In this article, we’re going to dig into the current state

Market Financial Solutions have reduced rates across our full product range to make your financing solutions even more competitive. Here’s what’s new: Bridging Rates: Variable rates from 0.35% Fixed rates from 0.79% Bridge Fusion Rates: Tracker rates from 4.99% + BBR Residential BTL Pay Rates: Tracker rates from -0.31% + BBR Fixed rates from 4.74% Commercial BTL Pay Rates: Tracker

Hodge Expands Mortgage Criteria to Support Foreign Nationals Hodge to expand its mortgage criteria to be more accessible for foreign nationals. James Enos, National Account Manager at Hodge, calls this criteria change, “simply another step” in its efforts to make their products as accessible as possible to as many customers as possible. Under this new

Whether your client is a homeowner, a landlord or a seasoned property investor – we take the complexity out of mortgages. Simple. For everyone. It’s time to Cut the Complex. As experts predict mortgage growth in 2025, but a challenging BTL landscape, we are here to help. Whether your client has complex income or credit

At Central Trust, we’re all about helping you say ‘yes’ to more clients that others might turn away. Here’s how we can help: Flexible criteria: Self-employed applicants who have a Ltd company –  We take salary + applicant’s share of net profit for income calculations  (often higher than the dividends they draw) Benefit-only applications Missed secured arrears: Up to 2 in the last 12

West One have exciting news to share, we’d love to speak with you about Residential Mortgages and give you the chance to win with West One! Simply discuss our Residential proposition or a case you’re looking to place, and you could WIN a Sonos Era Wireless multi-room speaker, worth £249. For a chance to win, request a meeting

Foundation Home Loans is reducing some of their Residential products tomorrow. The changes include a new Key Workers product with reduced rates to support your Residential customers. New Key Worker Product: NEW F1 Limited Edition Key Worker 5 Year Fixed 75% LTV at 5.99% with a £595 product fee, no application fee and one free

Four-fifths (79%) of non-PAYE workers such as freelancers, self-employed individuals, and gig economy workers have homeownership plans for the future according to the latest research from The Mortgage Lender, a specialist lender (TML).  Within this group, a fifth (22%) have plans to buy their first home, whilst well over a tenth are aiming to become