Now that we provide buy-to-let mortgages, we have even more to offer: more products, more opportunities, and more fuss-free solutions – all with the same extra-special service we are known for. If you’re looking for a hands-on approach to these specialist buy-to-let mortgages, get in touch with the team that makes good things happen: Standard […]

Product withdrawals On Monday 12 June 2023, we will be withdrawing all products in our current product range. Details of the DIP and application deadlines can be seen below. Product launches We’ll be launching the following product range on Monday 12 June 2023. All products in our new range are up to 50% LTV and have a £500k max loan size.

The original later life lender.  There for the Journey! If you’re a mortgage adviser who looks after clients over 50, If you’re thinking about getting involved in this fast growing market, RIO should be on your radar. n 2018, with the FCA wanting to make affordable borrowing more widely available to the mature sector, Retirement

Our loans offer your clients the potential to borrow…..     Loans from 0.85% Unregulated Core Residential Range Products for Purchase & Development Exit   View Here

Vida have launched a new Buy-to-Let Limited Edition product designed to help you get life moving for more client. Limited Edition Criteria Highlights Available to First Time Landlords and Portfolio Landlords Up to 4 applicants Ex Public Sector houses and New Build properties No minimum income requirement Limited company SPV Premises above or adjacent to

Criteria Highlights and Updates: Non-standard income We acknowledge now more than ever, client incomes come from various sources in addition to  the traditional standard employed and self-employed income. If you’re client received non-standard income such as Benefit income (Universal Credit, PIP, maintenance, tax credits) we can consider the majority of these income sources at 100%.

See below the latest service position for Virgin Money and Clydesdale Bank, plus also the 3 ‘red hot things’ our BDM’s are talking about this week. Service at 6th June  Virgin Money:  Initial Assessment:- 2 days Correspondence & Valuations:– 1 days to assess documents and 2 day to assess valuations Speed to Offer:–  12 days Post

Great news! Our new products are available to view on our intermediary website and all sourcing systems. View our Residential Product Guides and Buy to Let Product Guides. Criteria highlights Enhanced income multiples for residential re-mortgages and purchases (minimum income levels apply) Joint borrower, sole proprietor – only where the additional borrower(s) is an immediate

Case study 1 – Sandy Sandy wants to invest in her first Buy to Let property. She has a couple of missed payments in the past 2 years, including a phone bill and credit card payment. Sandy was hoping she would find a lender that would consider these small credit blips, and not let them