Foundation Home Loans will increase maximum loan sizes across their F1 – F3 Residential tiers. This means they can now help even more people get the funding they need, especially those who might not fit the typical high-street lending criteria. For our F1 and F2 tiers, which cater to clients who just miss the mainstream […]

We’re now accepting mortgage applications from customers without permanent rights to reside in the UK, who can apply for a mortgage for up to 90% of the property value, this includes Shared Ownership loans. These individuals need to be on either a Skilled Worker Visa, Global Talent Visa, or Health and Care Worker Visa and

Whether it’s a charming countryside retreat or a picturesque seaside haven, securing a loan against a holiday let property could free up funds for your customer’s next investment. As part of our new product changes, we improved our Holiday let criteria. Here are some key features:  We lend up to 75% LTV on a 1st

We are reaching out to inform you about revisions to our existing product range, specifically regarding pricing adjustments set to take effect on Tuesday 14th January 2025. Key Highlights: New rates effective from Tuesday 14th January, at 9am Reduction in 2-year Standard UK Resident rates and increases across 2-year Specialist and 5-year fixed-rate UK Resident products

West One have exciting news to share, we are pleased to confirm that we are now able to lend on BTL properties in Scotland! We are now able to lend on a wide variety of properties in Mainland Scotland, from Standard houses, flats, and maisonettes up to 80% LTV, to more specialist property types including,

New website, same Molo – If you haven’t seen it yet, we have launched a brand new website for brokers. New opportunities are waiting for your clients, no matter their level of experience. At Molo, we have created a range of buy-to-let mortgage products to meet the diverse needs of buyers in the UK and

A lot happened last year, including an election, interest rate changes and a brand new budget. So, as we move into 2025, we’re taking stock of 2024 and considering what’s next for the mortgage market. In our latest Lending Lowdown article, we spoke with Keith Church, the Head of Economic Modelling at 4most Analytics Consulting, to

Fleet are pleased to share a copy of their recently-published Fleet Mortgages Rental Barometer with you which covers Q4 2024 rental yields across England and Wales plus additional Fleet data from the last quarter, as well as the supporting press release. The average yield for England and Wales shows an annual increase again with an

Our Best for Brokers Promise remains as strong as ever, that’s why we’ve started the new year by relaxing our criteria to make it even easier to say yes to your clients’ complex scenarios: To support affordability for many clients, we’ve updated our interest stress rate across our residential solutions We’ve lowered the minimum equity required for interest only

fast track Residential Remortgage service can enable borrowers to complete in days. Our on-site legal team, flexible product criteria, and hands-on underwriting approach, we can assist borrowers seeking a swift remortgage solution. Highlights of West One Residential Remortgages: Fast track remortgage service provided by our in-house legal team, with cases completed in just FOUR DAYS.