We’re ModaMortgages. A new specialist mortgage lender dedicated to making buy to let smarter, faster and simpler for you and your landlord clients. When you place a case with us you’ll benefit from a competitive range of products, clear up front criteria and a 100% online application process, all backed up by a dedicated, straight-talking […]

Recently, a broker reached out to us on behalf of their client, a experienced landlord looking to expand their buy to let portfolio. Instead of a straightforward SPV, the client had a multi-layered corporate structure with multiple directors and company shareholders. Their goal was to purchase a multi-unit freehold block worth £1.2 million through this

We are thrilled to announce the launch of our BTL portal for product transfers, now available for brokers seeking to find solutions for their landlord customers. Benefits include: • A procuration net fee payment of 0.4%. • Competitive rates. • Streamlined application process. To access: Log into mortgage portal – complete the ‘Product Transfer Enquiry

Plus, new limited edition high LTV products with rates from 6.09% Lower rates for shared ownership and high LTVs Our new limited edition ranges offer your residential customers lower rates and more options to help reduce their monthly outgoings. Shared ownership limited edition 75% LTV across 90%, 95% and 100% MSV 2 and 5-year fixed

Foundation Home Loans has launched new buy to let products across both their core and Specials range to support your landlords. Core range: Various core limited edition products up to 75% LTV with rates starting at 5.99% Standard HMO 5-year fixed Short term let 5-year fixed Holiday let 5-year fixed Multi-unit freehold block 2-years fixed UK Expats

A Simpler, More Integrated Approach to Mortgages Most lenders offer standard mortgages, but how many borrowers these days actually fit the limited criteria to qualify for ‘standard’? Certainly fewer than ever before, if we’re talking about first-time buyers. A generation ago, homebuyers typically only took out a mortgage with their spouse or partner, whilst first-time

Award Winning Development Finance Choosing a lender doesn’t have to be difficult. We’ll be with you all the way from blueprint to reality, building a funding package tailored to your project. Planning Assistance Loan A short-term facility to help developers enhance planning already agreed for a site. From this loan you can transfer seamlessly to

We are delighted to confirm that our fast-track legal service for remortgage customers will now be available free of charge with immediate effect. As a reminder our fast track remortgage service is a streamlined legal service, designed to dramatically speed up completion timescales. Our legal work is completed by the time the offer is issued

Lower pricing, larger opportunities Live from today, we’re introducing new, more competitive rates across all LTV bands, giving you that extra edge with more flexibility for your clients. Here’s a snapshot of what’s new: Lower rates across Low LTV Products: We’ve slashed rates across our 2 Year fixed, 5 Year fixed, and Variable products, giving