Not every business-purpose case requires extensive documentation especially when the client’s income remains unaffected. Here’s a recent example where a clear, low-risk proposal allowed us to progress quickly and confidently. A broker approached us with clients looking to raise funds to purchase a yard as part of a franchise-based land-rental model. At first glance, the […]

We’ve further strengthened our buy to let proposition by lowering our minimum loan size to £50,000 for all new business applications across personal, limited company, HMO and MUFB lending.  Buy to Let highlights Maximum 80% LTV for personal and limited company applications Adverse credit history – Directors who have previous defaults/CCJ’s and missed payments. Limited Company Buy

Your Chance to Get Complex Cases Reviewed live! If you’ve got a complex buy-to-let or bridging case that needs a fresh perspective, don’t miss your chance to book a call to speak directly with decision-makers from two specialist lenders visiting the Connect office this week. MONDAY 15th December | Paragon | Time:  1:00pm – 4:30pm Michael

We are pleased to announce the launch of our Semi‑Exclusive range for First‑Time Buyers and First‑Time Landlords (FTB/FTL), effective today. The key criteria for first-time landlords are: F1 Credit Tier Only: Applicants must meet the F1 credit tier requirements. Property Type: Standard single occupancy Buy to Let properties only (no HMOs or MUBs). Assessment: Manual,

A stronger, bolder, smoother blend of resi lending Our new signature residential blend. We’re stirring things up in our residential range yet again, combining adverse, affordability and lower pricing to serve you even better solutions for your cases. What’s brewing? Stronger – New build now up to 90% LTV  Allowing more customers with smaller deposits to access modern

Coventry for intermediaries has introduced a new feature to help brokers support their clients who may need extra assistance during their mortgage journey. The lender has added new functionality to their online application system, MSO. It will give brokers the ability to tell them in real time, with client’s consent, if a little extra help

Thank you for your support in the successful launch of our Commercial Trading proposition earlier this year. Our focus remains on delivering a simple, streamlined borrowing process so more businesses can purchase the property they operate from, or access funds for expansion. We’re building on that foundation and supporting small businesses like never before with new Large Loan

Following extensive product development and broker feedback I am delighted to share as follows… We have made significant rate cuts to our fixed rate products Introduced a 10% fee free overpayment allowance on all term mortgages Non-UK Resident borrowers can now service our mortgages using a UK or overseas bank account Term lending for UK residents

It’s that time of year when we’re all wrapping up our final bits of admin and preparing for the year ahead. For landlords especially, these last few weeks of 2025 will likely demand a lot of strategising. By now, we all know the challenges the rental market will face. Investors are going to have to

UTB is transforming the residential and second charge mortgage process with the launch of electronic signatures for mortgage deeds and DDMs; the latest in a series of tech enhancements designed to make you and your customers’ experiences faster, easier and more secure. Benefits: Provides an ‘in- app’ customer experience with the process being initiated through