Lending up to 7x LTI for Higher-Income Applicants
We now offer lending up to 7x loan-to-income (LTI) for applicants with a minimum income of £60,000 per annum, up to 90% LTV.
Lower Income Threshold for Higher LTI Borrowing
We have reduced the minimum income requirement from £60,000 to £40,000 per annum for customers seeking to borrow at 4.5x LTI and above (to a maximum of 6 times).
New 95% LTV Product for Borrowers with Recent Adverse
Brand new 95% LTV products on the Vida 6 credit tier, offering specialist support for borrowers with recent adverse credit.
Rate Reductions
We’ve reduced rates across our Buy-to-Let range by up to 0.59% and on our Residential range by up to 0.65%.
As always, any applications from the Premier Hub come with your usual benefits and perks, including:
- No assessment fees (saving your customer £195 per application)
- Dedicated Premier Hub specialists, who you can contact on 03300 532 045 for any support you need.
- Prioritised processing – super speedy service from pre-app to completion
- Direct access to Packager tier
- Service Pledge – £195 paid to your customer for anything other than excellent service.
If you have any queries at all, please don’t hesitate to reach out to the Premier Hub team on 03300 532 045.