We’re excited to announce our entry into the HMO (Houses of Multiple Occupation) and MUFB (Multi-Unit Freehold Block) markets – unlocking more options for your personal and limited company customers.
With rental demand continuing to outstrip supply in many UK regions, more landlords are turning to HMOs and MUFBs to maximise yields and meet tenant demand. As an award-winning specialist lender, we understand how important consistency and simplicity is to brokers and landlords, this is why our criteria is consistent across our entire Buy to Let range.
So, how can we help?
Rates from 3.69% (% and fixed fee options available)
- Maximum 75% LTV (70% LTV for loans greater than £1m)
- Standard BTL ICR and stress rates apply
- Maximum 6 tenants for HMO, 6 units for MUFB (each unit must be on a single AST)
- Available on both personal names or limited company
- Student Lets and Tenants on benefits can be considered
- Broad solicitor panel
- Less than perfect credit profiles considered
For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.
Got a case to discuss?
Get in touch with your local BDM; they would love to hear from you. Find your BDM here. Or call our Broker helpdesk on 020 3427 1019. Metro Bank won’t charge you for you calls, however you may be charged by your service provider.