If you missed the session you miss some valuable product updates. Below is just a summary of what you missed. Be sure to join every Monday at 9.30am
To submit business to NHL, you’ll need to go through Connect’s internal packaging team, led by Niall & Ranjit. However, as a former broker myself, I understand that you may want a clearer idea of the products your clients could qualify for. That’s why I’ve put together this Plan Selector Tool—simply input your client’s details, and it will match them against our product criteria, helping you identify suitable rates from our product guide.
Once your case is with the placement team, they’ll access our system, complete the credit search and affordability checks, and provide an illustration—ensuring everything aligns smoothly.
Key Product Criteria to Keep in Mind:
✅ All adverse credit over 12 months old is ignored and does not impact plan selection.
Optimal Range:
- Minimum income: £25,000 (with less than 50% from benefits)
- Optimal 1: Minimum credit score 300
- Optimal 2: Minimum credit score 250
- No current arrears
- Varying allowances for missed payments on unsecured credit (product-dependent)
- No mortgage arrears in the last 12 months
- No active DMPs
Core Range:
- Minimum income: From £15,000 (credit score dependent)
- Adverse credit in the last 12 months can be considered (Plan Selector calculates this for you)
- Active DMPs accepted
- 1 missed mortgage payment in the last 12 months considered
- B Plan allows more than 50% of income from benefits
If you have any questions or need further guidance, feel free to reach out. Looking forward to working together!”**
Corey Whelan
Business Development Manager