More choices for those with a less than perfect credit profile
We’ve improved both our Core and Near Prime Ranges – giving you more choice for customers with less than perfect credit.
If your customer’s credit has light adverse, start with our Core Range first. If their profile needs broader criteria, simply switch the AIP to Near Prime – no need to start again. With layered solutions, you will likely find the right fit for your customer.
What this means for you and your customers
- More options within Core Range for those with light credit adverse
- An upgraded Near Prime Range for those who need broader criteria
- Your first place to check before moving away from a high street lender
Core & Near Prime highlights
- Broader criteria for CCJs and Defaults
- Utility and Communication Defaults now ignored
- No cap on Unsecured Arrears if clear in the last 3 months
- 85% LTV credit impaired solutions available*
All applications are subject to application score card, referenced against credit agencies.
*For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.
Got a case to discuss?
Get in touch with your local BDM; they would love to hear from you. Find your BDM here. Or call our Broker helpdesk on 020 3427 1019.