We know not every customer has a perfect credit profile and that’s where Metro Bank can step in.
If your customer has experienced some credit blips, start with our Core Range first. If their profile needs broader criteria, simply switch the AIP to Near Prime – no need to start again. With layered solutions, you will likely find the right fit for your customer.
What this means for you and your customers
- More options within Core Range for those with light credit adverse
- A Near Prime Range for those who need broader criteria
- Your first place to check before moving away from a high street lender
Core & Near Prime highlights
Broader criteria for CCJs and Defaults
- Utility and Communication Defaults ignored
- No cap on Unsecured Arrears if clear in the last 3 months
- 85% LTV credit impaired solutions available*
All applications are subject to application score card and underwriting assessment.
*For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.
Got a case to discuss?
Get in touch with your local BDM; they would love to hear from you. Find your BDM here. Or call our Broker helpdesk on 020 3427 1019. Metro Bank won’t charge you for you calls, however you may be charged by your service provider.