At Foundation Home Loans, we’ve recently made exciting changes that’ll give your landlords extra flexibility and make placing cases that bit easier. Landlord customers will now be able to let properties to selected Housing Associations (HA) and Local Authorities (LA), opening up new opportunities for landlords to support social housing. However, this only applies to single occupancy products – HMOs, MUFBs and Special products are not included.
HA/LA presents a strong opportunity for brokers and their landlord clients. By including these in your conversations, you can highlight the following benefits:
- Consistent, reliable income streams – HA/LA leases are often backed by government funding and typically run for longer terms, reducing the risks of arrears and void periods. This ensures landlords can plan with confidence and brokers can recommend a stable investment option.
- Stability and reduced landlord risk – These arrangements include regular inspections, tenancy vetting and clear contractual obligations. This means landlords face fewer unexpected issues and can benefit from predictable property management outcomes.
- Growing lender recognition – Many mainstream banks, building societies, and specialist lenders now accept HA/LA leases within their core buy to let criteria. This opens more placement opportunities for brokers while helping landlords diversify portfolios and contribute to vital social housing demand.
If you’d like to learn more about how the HA/LA leases can benefit your clients, please reach out to your Regional Account Manager today.