ORTUS Reason to use Ortus for Bridging

Reasons to consider Ortus Secured Finance

Our current LTVs are as follows:

  • Residential –  65% (we will more likely go back to 70% once the dust settles)
  • Auction purchases – 70%
  • Commercial – 50%

We can accommodate a variety of situations, but here are the main reasons to use us:

Term – We can lend for up to 3 years and don’t restrict to 12 months

Rate – on straightforward residential we’re pricing at 0.65 – 0.79% pcm. Our rates are agreed case by case

Process – credit backed AIPs are issued in 24 hours of getting the enquiry, and once the client accepts we go straight to survey and legals. All parts of the application are run concurrently and our underwriters are people you can have a proper conversation with.

Development Exit loans – anything from small self builds to large apartment schemes. Our max loan is £25m and we’re comfortable with large ticket sizes

Complex borrowers – offshore companies, BVI, foreign nationals, trust structures et

Projection led commercial – 2 year facility for start up businesses (usually leisure) and we underwrite on the business plan and projections

Fairness – we treat borrowers properly and fairly and our interest is calculated daily in the month of redemption.

…….. and most of all

Certainty of funding – We are a balance sheet lender and you can be sure we have the funds to lend. We have continued to lend during lock down and that says it all

Email: enquiries@ortussecuredfinance.co.uk
Phone: 020 3637 5056

http://ortussecuredfinance.co.uk/

 

 

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