NEW – 5.49 x income if: Applicant/s can evidence 12 months of rent* or One applicant earns at least £75k (previously £100k) *where rental payments are within 10% of new monthly mortgage payment.
In other news…
- Simultaneous Completion is no longer required (up to 80% LTV)
- We will allow capital raising to purchase a BTL in a Ltd Co
- We will allow deposits originating from an applicant’s Ltd Co (SPV)
We’re standing by to help you with quirky cases – the odd bit of adverse, unusual income, mix and match currencies, peculiar properties, later life borrowers – we’ve seen it all! We help shape cases, manually underwrite and always take a common sense approach!
LENDING CRITERIA
Browse our residential and buy to let lending criteria. Click here.
PRODUCT FINDER
Our easy to use product finder has all the info you need. Click here.
CALCULATORS
Affordability and rental cover calcs to pre-assess your case. Click here.