We are delighted to announce our return to Buy to Let lending with the launch of three new products. All available up to 75% LTV.
While our Expat products are suitable for UK nationals residing abroad who wish to purchase or re-mortgage a property in the UK, our Everyday product is perfect for first time landlords and existing landlords to purchase or re-mortgage a property.
- Expat BTL 4.27% 5 Year fixed until 31.01.2026 75% LTV
- Expat BTL 3.99% 2 Year Discount 75% LTExpat BTL 3.99% 2 Year Discount 75% LTV
- Everyday BTL 3.67% 5 Year Fixed until 28.02.2026 75% LTV
_________________________________________________________________________
Key points for our Expat mortgages
- Available to First-Time-Landlords & First-Time-Buyers
- No country restrictions
- Regulated buy to let accepted from non-EEA countries – At some point, either now or in the future, you or an immediate family member will occupy the premises or be a tenant.
- We will condition the offer for nomination of a UK solicitor with a minimum of 2 partners who will act for the applicant, on whom the society can serve notice in the event of default.
Key points for our Everyday BTL mortgages
- 5 Year Fixed Rates: Rental Cover 140% of pay rate
- Rental Cover on debt for debt re-mortgage cases 125% of pay rate
- Interest only or repayment
- Regulated BTL accepted
- Maximum loan size £1,000,000. Loans over this are priced on a bespoke basis and have restricted LTV’s
- For portfolio landlords the maximum LTV INCLUDING fees is 75%
Full product details can be found on our website and you can easily submit a case via our online mortgage portal.
For any questions or new business enquiries please contact the BDM team:
Phone Number: 01799 582 925
Email Address: bdm.enquiries@saffronbs.co.uk
