SAFFRON Re-launch BTL including Expat BTL

We are delighted to announce our return to Buy to Let lending with the launch of three new products. All available up to 75% LTV.

While our Expat products are suitable for UK nationals residing abroad who wish to purchase or re-mortgage a property in the UK, our Everyday product is perfect for first time landlords and existing landlords to purchase or re-mortgage a property.

  • Expat BTL 4.27% 5 Year fixed until 31.01.2026 75% LTV
  • Expat BTL 3.99% 2 Year Discount 75% LTExpat BTL 3.99% 2 Year Discount 75% LTV
  • Everyday BTL 3.67% 5 Year Fixed until 28.02.2026 75% LTV


Key points for our Expat mortgages

  • Available to First-Time-Landlords & First-Time-Buyers
  • No country restrictions
  • Regulated buy to let accepted from non-EEA countries – At some point, either now or in the future, you or an immediate family member will occupy the premises or be a tenant.
  • We will condition the offer for nomination of a UK solicitor with a minimum of 2 partners who will act for the applicant, on whom the society can serve notice in the event of default.

Key points for our Everyday BTL mortgages

  • 5 Year Fixed Rates: Rental Cover 140% of pay rate
  • Rental Cover on debt for debt re-mortgage cases 125% of pay rate
  • Interest only or repayment
  • Regulated BTL accepted
  • Maximum loan size £1,000,000. Loans over this are priced on a bespoke basis and have restricted LTV’s
  • For portfolio landlords the maximum LTV INCLUDING fees is 75%

Full product details can be found on our website and you can easily submit a case via our online mortgage portal.

For any questions or new business enquiries please contact the BDM team:

Phone Number: 01799 582 925
Email Address: