Self-Employed Mortgages – A Flexible Approach to Lending

“We understand that, for self-employed customers, accounts may fluctuate or be more complex…” Head of New Business, Stu Bryce, explains why we work a little differently to the larger lenders at: View Here

We can consider a mortgage application for your self-employed client in one of the following ways… 

  • 1 year’s trading – <80% LTV when moving from employed to self-employed in the same field of work
  • Take an average of the last 3 years’ accounts 
  • Use the most recent year’s accounts, based upon individual circumstances

We take the time to read the accounts and understand the business to find the best possible lending solution.

If you need the human touch, then Beverley’s your lender!

Real people. Real decisions. Real life situations.