Lower pricing, larger opportunities
Live from today, we’re introducing new, more competitive rates across all LTV bands, giving you that extra edge with more flexibility for your clients.
Here’s a snapshot of what’s new:
Lower rates across Low LTV Products:
We’ve slashed rates across our 2 Year fixed, 5 Year fixed, and Variable products, giving your clients more attractive options.
| LTV Band | 50% | 65% | 70% | 75% | 80% | 85% |
| Variable Rate | 7.59% | 7.63% | 8.18% | 8.63% | 9.03% | 10.23% |
| 2 Yr Fixed | 6.84% | 6.89% | 7.44% | 7.64% | 8.54% | 9.64% |
| 5 Yr Fixed | 6.34% | 6.39% | 6.79% | 6.99% | 7.74% | 8.54% |
| HELOC | 7.99% | 8.49% | 8.74% | 9.49% | 9.99% | 10.99% |
Updated Fees for Smaller Loans (£10k–£25k):
To continue providing a seamless and efficient service, fees for loans under £25k are now £895.
Lower rates across High LTV Products:
We’ve reduced rates by 1% on our High LTV products, making borrowing more affordable across the board. Products with LTVs above 85% are dynamically priced. Starting rates are shown below, with full pricing available upon application.
| LTV Band | 87.5% | 90% | 92.5% | 95% |
| Variable Rate | +4.90% | +5.90% | +6.90% | +7.30% |
| 2 Yr Fixed | 9.09% | 10.09% | 11.09% | 11.49% |
| 5 Yr Fixed | 9.19% | 10.19% | 11.19% | 11.59% |
We believe these changes will be a game changer for everyone. And rest assured, our excellent service levels you’ve come to know will remain the same.
Leon Griffiths
Partnerships Lead
leon.griffiths@selinafinance.
0203 984 7721