Rates are now dynamically generated, making them more accurate, personalised, and competitive. For tailored rates, use the Quick Quote feature in the Broker Portal.
Homeowner Loan starting rates:
| Product | Low LTVs | High LTVs |
|---|---|---|
| Variable | +3.09% | +4.66% |
| 2 Yr fixed | 6.84% | 8.34% |
| 5 Yr fixed | 5.94% | 8.59% |
HELOC starting rates:
| Product | Low LTVs | High LTVs |
|---|---|---|
| Variable | +3.49% | Capped at 85% |
Once you download an ESIS for your customer, their rate will be locked in and honoured for 60 days.
These starting rates are based on a minimum credit score of 425 (Equifax). For a detailed breakdown of the full range.