We know your clients won’t always fit the mould. That’s why we offer flexible solutions for later-life lending.
At Family Building Society, we won’t turn clients down just because of their age and actively look for ways to help when other lenders can’t.
How can we help?
- We take into account earned income up to the age of 70, or even 75 if the client is in a non-manual role.
- We’ll consider pension pots, as well as fixed pensions, investment and rental income. Other income can be considered on a case-by-case basis.
- We lend in retirement with higher maximum ages than most lenders:
– Owner Occupier repayment mortgages, up to a maximum age of 95 at the end of term.
– Owner Occupier Interest-Only and Buy to Let mortgages, up to a maximum age of 89 when the loan commences. - We have a common sense approach to lending and use human beings, not robots, to underwrite each case. This means we can tailor our solutions to each of your client’s needs.
| FIND OUT MORE and see just how flexible we can be! |