Bridging Uses:
- Development exits
- Auction purchase
- Land with planning
- Standard bridge
- Refurbishments – light, medium & heavy
- BMV – lowest out of: 90% of PP or 75% market value (gross)
- Capital raising
- Re-bridging (case by case)
Accepted Property Types:
- Residential BTLs
- Holiday lets (with no restrictions)
- MUFB & HMOs
- Semi-commercial
- Fully commercial (offices & retail)
- Land (with planning)
Pricing & Products:
- 2% arrangement fee (standard but offer bespoke)
- 0.85% starting for residential properties
- 0.95% starting for commercial properties
- BESPOKE RATES & PROC FEE AVAILABLE
- Rolled, serviced or part & part
- Flexible approach to proc & arrangement fee by negotiation
LTV Guide:
LTV calculated gross end of expiry
Residential / light & medium refurb / resi-led semi-com –
Up to 75% gross
Starting 0.85%
Heavy refurb & Land with planning –
Up to 65% gross
Starting 0.95%
Commercial / comm led semi-com –
Up to 70% gross
Starting 0.95%
Dev exits –
Up to 75% gross
Starting 0.85%
Extra Info:
- Min loan £100k net
- Max loan £5m (Dev exit up to £25m)
- Term length 12 – 24 months (offer bespoke)
- VAS valuation instruction
- No ERC (min 3 months interest charged)
- Complex company structures & foreign nationals accepted
Mia House
mia.house@htb.co.uk
0796 1934 506