We’re excited to announce a new enhancement to our application process!
Effective immediately, UTB do not require bank statements as standard at application. Customer Bank Account details will now be verified digitally, with no additional information or work required by yourselves, or the customer. This means:
- Less paperwork
- Faster turnaround times
- A smoother, more efficient application journey
We’re committed to making your experience with UTB as seamless as possible. Recent Second Charge enhancements include:
- £0 Product Fee on loans under £40k (used to be £995)
- Max loan increased to £1m up to 80% LTV (ERC plans only)
- Unlimited overpayments on all second charge loans
- Loans available up to 90% LTV
- AVM criteria has been enhanced, covering c85% of all cases
For further information you can reach out to our sales team on
020 7031 1551, or at mortgage.enquiries@utbank.co.