UTB is transforming the residential and second charge mortgage process with the launch of electronic signatures for mortgage deeds and DDMs; the latest in a series of tech enhancements designed to make you and your customers’ experiences faster, easier and more secure.
Benefits:
- Provides an ‘in- app’ customer experience with the process being initiated through our UTB app.
- Sign mortgage deeds and direct debit mandates online, anytime, anywhere – no paperwork, no delays.
- Customers and witnesses can complete signatures quickly and securely from any location.
- Available for residential remortgage, unencumbered, and second charge loans.
Product highlights
Residential:
- Up to 95% LTV (inc. debt consolidation) and no restrictions on property type.
- Enhanced affordability with 6x LTI to 85% LTV.
- Self-employed – latest year’s figures for affordability.
Second charge:
- Fee free options for loans less than £40k.
- Up to 90% LTV (unlimited overpayments accepted).
- AVM criteria up to 85% LTV.
Caroline Mirakian Mortgages, BTL & Bridging Proposition & Marketing, Directorcmirakian@utbank.co.uk