Vida – The Criteria Mixtape!

We’re putting together the ultimate criteria mixtapes – compilations and playlists of our hottest criteria.

This week’s mixtape is ‘First Time Favourites‘ (Volume 1)… with all our favourite First Time Buyer hits!

First Time Buyer Top Hits!

  • Applicants | Up to 4
  • High Rise Flats | No Restrictions on Number of Storeys
  • Gifted Deposits | Accepted
  • Debt Consolidation | Up to 85%
  • Adverse | CCJs under £250 ignored
  • Complex Income | Second jobs & variable pay considered

‘For the first time’

  • Minimum age of 21 years for primary applicant
  •  Up to 80 years old at the end of term
  • Must not have owned another property

‘Money, Money, Money’

  • One applicant must earn at least £15,000
  • Complex income, second jobs and variable pay considered
  • Self-employed considered

‘Signed, Sealed, Delivered’

  • Up to 90% LTV available on 5 and 7 year fixed products
  • Potential term of 45 years
  • Let’s get life moving for you and your customers.

     

Take a look at our lending criteria or download our Criteria Guide