We created 3 & Easy, to help your customers into the home they want to own, sooner than they hoped they could.
A 97% mortgage, with the usual flexible Vida criteria and common-sense underwriting, designed to help you help your customers turn dreams into reality sooner, using just a 3% deposit!
Highlights of the 3 & Easy product range include:
- Available on Vida 36 credit tier, with 5 and 7-year fixed rate products
- Fee Saver options available
- Maximum loan size of £750,000
- Available for first time buyers, home movers and remortgages
- Potential term of up to 45 years
- Available with Vida’s flexible criteria: adverse credit history, complex incomes and second job income, self-employed and contractors
We require customer’s credit file to be up to date with no current arrears on major unsecured items. For further details, please refer to our Residential Guide.