
Buy-to-Let
- Lend to trading companies & SPVs – see attached SIC code list.
- First time landlords on HMOs & MUFBs
- HMOs: No communal areas required, multiple kitchens/bathrooms acceptable, commercial valuer instructed for heavily adapted or over 6 beds
- Day 1 re-mortgages lending against the uplifted value following works even when purchased & repaying investors
- Properties next to and near commercial such as shops, retail, pubs etc
Residential Mortgages
- Debt consolidation at 90% LTV and giving the money to the client to repay debts
- Concessionary purchases where parent (vendor) remains in the security
- Using latest years accounts, even though previous year showed a loss
- Enhanced income multiples Key workers @ 5.49x & professionals 6.49x
- No Minimum income, debt to income ratio or credit scoring
Bridging
- Borrow more with our 85% refurb bridge
- No experience needed/ same rates for light/heavy works
- Dips reviewed within 2 hours, applications reviewed and professionals instructed usually within 24 hours
- Duel rep on legals – regulated & Non regulated, – don’t forget to compare legal fees on bridging – we work with some great solicitors & great costs compared to others
- Bridge to let with no obligation to exit with Lendinvest
Kind regards
Shane Wallace
Business Development Manager