West One we have been busy helping clients with their specialist BTL needs.
Remember, West One can help with following:-
- Pay rate calculation on 5 Year fixed products, 140% stress for higher rate taxpayers
- No minimum income requirements
- Portfolio landlords – no stress test on background portfolio or limit on size, Flexible approach towards portfolio landlords, with lending up to £7.5m per borrower – more than 20 applications or £3m lending by referral!!!!!
- Limited Company cases with no rate loading
- Max LTV 75% up to £750k for purchases and remortgages
- Max age on application 80
- First Time Landlords –No BTL experience required
- HMOs, Multi-unit Blocks, Holiday Lets – ftl accepted
- Up to 75% LTV for Flats above Commercial Premises – any commercial type accepted
- Ex pats/ foreign nationals
- Holiday Lets