We are delighted to confirm that our fast-track legal service for remortgage customers will now be available free of charge with immediate effect.
As a reminder our fast track remortgage service is a streamlined legal service, designed to dramatically speed up completion timescales. Our legal work is completed by the time the offer is issued providing the option of next-day completions in many instances.
During 2024, on average, remortgages were completed within 9 days of the offer being issued for borrowers using this service.
A reminder of the benefits of our fast track legal service:
- Available for loan sizes up to £750,000 for remortgages and capital raising mortgages on unencumbered properties.
- Available in England, Wales, and Scotland.
- Available for capital raising remortgages (including debt consolidation) up to 90% LTV.
- For debt consolidation remortgages, West One will discharge the debts directly by BACS payments avoiding additional legal costs through third party solicitors who often charge the client for each item of credit being repaid.
- There is no requirement for the borrower to have any legal representation during the remortgage process, unless it is identified that independent legal advice is required.
AVM’s for Remortgage & Unencumbered Mortgages
We also allow AVM’s up to £300,000 (up to 70% LTV for properties valued up to £1m) to help turbo charge processing times for remortgage applications.
Our competitively priced remortgage products start from 5.89% and are available to borrowers without credit scoring.
Our dedicated intermediary support team are available should you wish to discuss a new business enquiry or arrange a meeting to find out more about working with West One:
Call: 0333 1234556
Club & Network Partners email: residentialsales@westoneloans.
Specialist Distribution Partners email: brokersupport@westoneloans.co.