Some of our key highlights are below.
Bridging
- Legal undertakings requested on exception.
- Certainty of finance. We are extremely well capitalized and renowned for deliverability.
- Speed of service.
- Instant access to decision makers across the business.
- Solicitors instructed on day 1
- Regulated & Unregulated
- Lend to lend to private individuals, SPVs offshore structures, SIPPS trusts
- Commercial, Semi Commercial
- Land with and Land without planning
- Loan sizes £75k – £30m
BTL
- 140% stress for higher rate taxpayers
- No minimum income requirements
- Portfolio landlords – no stress test on background portfolio or limit on size, Flexible approach towards portfolio landlords, with lending up to £7.5m per borrower – more than 20 applications or £3m lending by referral
- Limited Company cases with no rate loading
- Day one refinance
- Max LTV 75% up to £1.5 million for purchases and remortgages
- Max age on application 80
- First Time Landlords –No BTL experience required
- HMOs, Multi-unit Blocks, Holiday Lets
- Up to 75% LTV for Flats above Commercial Premises
Initial submission requirements
- Fully completed signed application form
- £180 Application fee
- Certified KYC (including signature ID); required for all applicant’s, director’s and qualifying shareholders (20%+)
The underwriter will then send you a specific shopping list
We now have a new bridging