West One are delighted to announce further major product enhancements to their residential mortgage range.
Introduction of a Limited Edition 95% LTV products for First Time Buyers
We are introducing a new 95% LTV product designed to exclusively support first time buyers:
- Fixed Rates from 8.19%
- Standard LTI up to 5.0 times income
- Allows for defaults (satisfied and unsatisfied) and satisfied CCJ’s up to £500
- Available to borrowers with permanent rights to reside
- Available to borrowers purchasing their first home
- New Build Houses accepted up to 90% LTV
- Zero Lender Fee products available
- Loan sizes up to £500,000
Higher LTV Product Range Update
- Our Prime Plus Higher LTV credit eligibility criteria will now only apply to 90% and 95% LTV products
- Zero Lender Fee products are now available within our 90% LTV product range
- Where unsatisfied and satisfied CCJ’s exceed a total of £5,000, we will now consider on a case by case basis for this product range
- Reminder we can lend up to 90% LTV for applicants with skilled worker, healthcare and ancestry visas, and spousal visa’s issued directly alongside our accepted list of visa’s are also permitted
Increased LTV’s for Prime Plus Core and Prime Plus LTI products
- Our LTV’s for Prime Plus Core products are increasing from 80% to 85%
- We have also increased LTV’s from 75% to 80% for the Prime Plus LTI Boost range, offering uncapped LTI’s for borrowers with a minimum household income of £50,000
- Where unsatisfied and satisfied CCJ’s exceed a total of £5,000, we will now consider on a case by case basis for this product range
Our latest product guide can be downloaded here: