West One Loans are very excited to announce the introduction of their brand new product range for residential mortgage customers with rates starting from 5.45%.
Their new Platinum range will provide lower rates of interest for borrowers who need options outside of the high street.
New Platinum Range Include
- 5 yr fixed rates starting from 5.45%
- 2 yr rates starting from 5.59%
- Tracker products starting from 6.30%
- Allows for credit blips in the last 24 months
- Maximum loan size of £1m up to 70% LTV (Max £500k for unencumbered properties)
- Fast track remortgage service for loan sizes up to £750,000
- Available to first time buyers, home movers and remortgage customers including unencumbered properties
- Fixed lender fees ranging from £995 – £2995
Why West One
As one of the UK’s leading specialist mortgage lenders, West One offers a comprehensive range of Residential mortgage products to borrowers who may be underserved by the Highstreet.
As a specialist lender, borrowers with more complex circumstances who may struggle to secure a mortgage with other lenders, can find solutions with West One.
Due to West One’s personal approach to underwriting, flexibility and willingness to understand individual circumstances, this can make the difference in borrowers having their mortgage accepted.
Key Selling Points from Residential Product Ranges
- Purchase, Remortgage and Unencumbered Products available
- Standard maximum LTI up to 5.0 times income (excludes platinum products)
- LTI’s over 5.0 times income considered on Prime Plus Flex and Prime Flex subject to meeting eligibility
- Satisfied CCJ’s/Defaults not taken into account for plan assessment purposes (excludes platinum products)
- Automated Affordability Assessment permitting up to 100% of regular bonus & overtime payments
- LTV’s up to 85% including First Time Buyers
- Flexible loan sizes from £25,000 to £1,000,000 over a 5-40 year payment term
- Capital raise for almost any legal purpose including debt consolidation up to 85% LTV
- Fixed lender fees ranging from £995 – £2995
How to work with West One
West One’s knowledgeable broker support team offer a highly responsive service, and are on hand to help with any new business enquiries (including those which don’t quite fit standard criteria) or if you would simply like to learn more about more about West One’s range of products, getting in touch is as easy as 1,2,3:
0333 1234556 (option 3, option 1)