When placing a bridging loan, a clear and realistic exit strategy can make all the difference to getting the deal across the line.
At Mercantile Trust, we take a common-sense approach — and we’re happy to work with you on more complex cases, provided the exit strategy plan.
We typically accept the following strategies:
- Sale of the property (post-refurb or development)
- Refinance to a long-term BTL or commercial mortgage
- Sale of another asset (e.g. unencumbered property)
- Inheritance or confirmed windfall
- Business/investment income – if evidenced and viable
We assess each case manually — no rigid tick-box underwriting — and we’re happy to review deals with unique or time-sensitive exit plans, as long as there’s solid evidence to support them.
Need a quick answer? Just send over the basics and we’ll give you a quick, tailored response.
To learn more about exit strategies, read our latest blog here:
What Is an Exit Strategy for a Bridging Loan?
Let’s get your next case moving.