We know that thinking about next year seems as crazy as supermarkets putting selection boxes out in September! However, getting your pipeline in a good place now will certainly be the boost you need to get 2023 kicked off in the right way.
Here’s just a reminder of how YBS Commercial Mortgages can help you get 2023 off to a great start:
Their Products
- 5 year fixed rate BTL deals starting at 5.90% for 65% LTV, available in both limited company and personal names
- HMO fixed rate at 6.40% with LTVs starting at 65% and a maximum loan value of £1.5 million per property to borrowers with a minimum of one years’ experience as a HMO landlord, available in both limited company and personal names
- Commercial & semi-commercial with semi-commercial rates starting at 6.79% for 70% LTV
- Holiday Let fixed rate deal is available at 6.45% for 75% LTV
- Click here to find out more about all their products
Their Service
- They offer national coverage throughout England and Wales with dedicated teams available in the Midlands, North, Wales & South West in addition to their London & South East offices
- Broker portal – the portal provides brokers with greater control of the applications submitted to them, with access to the latest updates on applications making it easier to request information or see what’s outstanding on your cases
- No ‘slow no’s’ – we’re always improving on the time taken to process applications and reduce the volume of information they request, including a simplified due diligence process, shortening the length of their application form and introducing parallel underwriting and risk reporting
Their Promise
- Dedicated Relationship Director – to work with you and your clients to get the best deal to fit their needs
- Personal service – we’ll look at your cases on their individual merits and always try to find a way to lend where they can
- More face-to-face networking opportunities, like ‘Curry Clubs’ now the Covid-19 restrictions have been lifted
Look out for their ‘Boost Box’ arriving in the post over the next few days. It’s a little gift from them to say ‘thanks’ for working with them this year and being part of their team. I look forward to having a chat with you about getting 2023 off to a great start together.