R
educed rates for owner occupied and buy to let mortgages – from Thursday, 12 January 2023
Aldermore are reducing rates across our mortgage range, helping your first time buyers, home movers, self employed and landlord clients.
Buy to let mortgage range
Buy to let for individual landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 5.98% to 75% LTV (AMR less 2.00%)*
► 2 year fixed with 1.50% fee, 6.29% to 75% LTV
► 5 year fixed with 1.50% fee, 6.29% to 75% LTV
Buy to let for company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 5.98% to 75% LTV (AMR less 2.00%)*
► 2 year fixed with 1.50% fee, 6.29% to 75% LTV
► 5 year fixed with 1.50% fee, 6.29% to 75% LTV
► 5 year fixed with zero fee, 6.59% to 75% LTV
Buy to let for HMO and multi unit freeholds
► 2 year discounted with £1,999 fee, 6.48% to 75% LTV (AMR less 1.50%)*
► 2 year fixed with 1.50% fee, 6.59% to 75% LTV
► 5 year fixed with 1.50% fee, 6.59% to 75% LTV
► 5 year fixed with zero fee, 6.89% to 75% LTV
Buy to let for multi property individuals and company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 5.88% to 75% LTV (AMR less 2.10%)*
► 2 year fixed with 1.50% fee, 6.19% to 75% LTV
► 5 year fixed with 1.50% fee, 6.19% to 75% LTV
► 5 year fixed with zero fee, 6.49% to 75% LTV
NEW Buy to let for multi property individuals and company landlords with HMO and multi unit freeholds
► 2 year fixed with 1.50% fee, 6.49% to 75% LTV
► 5 year fixed with 1.50% fee, 6.49% to 75% LTV
► 5 year fixed with zero fee, 6.79% to 75% LTV
Residential owner occupied mortgage range
Residential owner occupied standard level 1 with £999 fee
► 2 year discounted 5.23% to 80% LTV (AMR less 2.75%)*
► 2 year fixed 6.21% to 75% LTV
► 5 year fixed 6.21% to 75% LTV
► 2 year fixed 6.61% to 80% LTV
► 5 year fixed 6.61% to 80% LTV
Residential owner occupied standard level 1 with zero fee
► 2 year fixed 6.46% to 75% LTV
► 5 year fixed 6.31% to 75% LTV
► 2 year fixed 6.86% to 80% LTV
► 5 year fixed 6.71% to 80% LTV
Residential owner occupied high LTV with £999 fee
► 2 year discounted 6.23% to 90% LTV (AMR less 1.75%)*
► 2 year fixed 7.04% to 85% LTV
► 5 year fixed 7.14% to 85% LTV
► 2 year fixed 7.98% to 90% LTV
► 5 year fixed 8.08% to 90% LTV
Residential owner occupied high LTV with zero fee
► 2 year fixed 7.29% to 85% LTV
► 5 year fixed 7.24% to 85% LTV
► 2 year fixed 8.23% to 90% LTV
► 5 year fixed 8.18% to 90% LTV
Residential owner occupied standard level 2 with £999 fee
► 2 year fixed 6.99% to 75% LTV
► 5 year fixed 6.99% to 75% LTV
► 2 year fixed 7.39% to 80% LTV
► 5 year fixed 7.39% to 80% LTV
Residential owner occupied standard level 2 with zero fee – remortgage only
► 2 year fixed 7.26% to 75% LTV
► 5 year fixed 7.11% to 75% LTV
► 2 year fixed 7.66% to 80% LTV
► 5 year fixed 7.51% to 80% LTV
Switch to Fix
Our discounted variable mortgage interest rate is the Aldermore Managed Rate (AMR)^ reduced by a set percentage for 2 years.
- 2 year discount product allows a post completion switch to a fixed rate available from our existing customer range without incurring an early repayment charge.A procuration fee will not be paid for the subsequent early switch onto a fixed rate product, unless the request is made within the standard switch window, i.e. 17 weeks prior to maturity.
- ^The AMR is a variable rate set by Aldermore