Tandem are famous for 90% LTV. I have attached our product guide for everyone’s benefit, but we consider 90% LTV on all the following:
- Adverse – 1 CCJ & 1 Default can be registered per applicant in the last 24 months, unsatisfied, and we can still get to 90% LTV (0 in the last 3 months
- First Time Buyers – we can get to 90% for First Time Buyers and accept a family gifted deposit of cash or equity as well as an unsecured personal loan as a deposit, subject to affordability. The client does not need to input any of their own money!
- Debt Consolidation – we can consolidate up to £60,000 of unsecured debt and go right up to 90% LTV
- Flats – ex local authority and flats above commercial can achieve 90%, subject to survey as always
Register to access Tandem here: https://www.intermediary.tandem.co.uk/registration and you can also find our affordability calculator here: https://www.intermediary.tandem.co.uk/calculator.
The benefit of registering now is so you don’t have to wait if you have an urgent case. We can also keep you updated this way when we move into other areas such as BTL and Bridging.