Bluestone increase their LTVs to 85% with credit issues considered

Great news – we’ve increased our LTV limits up to 85% on selected products!

Here’s a quick summary of our key features:

  • Extending our product range to include 85% LTV on Clear, 80% LTV on AAA & AA for residential and 80% LTV maximum for all Buy-to-Let product ranges
  • New max loan of £1m on residential loans
  • AVM’s available on qualifying loans across all credit tiers valued up to £600,000
  • No credit scoring
  • Up to 4 defaults & 3 CCJ’s allowed in the last 3 years per applicant (unsatisfied)
  • Ignore all CCJ’s & Defaults under £300
  • Up to 2 missed payments per unsecured credit in the last 6 months

We are pleased to offer Automated Valuations (AVM’s) on qualifying loans across all credit tiers. If we are unable to use an AVM we’ll require a full valuation at the standard costs.

We have seen very strong demand for our products in recent months, and we are delighted to be able to help you provide financial solutions for your customers. Please be assured that we are working hard during this busy period to deliver our usual high standards of service, however, we are seeing some extended service times.

Please help us by referring to Bluelink for information on existing cases. Using Bluelink rather than calling the team will ensure our colleagues have more time to progress your customers’ applications.

If you have any questions you can take a look at our latest product guide. You can also call us on 0800 368 1833 or alternatively request a callback from one of our Business Development team.

It’s time to give credit where credit is due, don’t you agree? Follow us on LinkedIn to find out more.

Bluestone Mortgages

T: 0800 368 1833