ALL LENDER UPDATES

As of, Wednesday 20th March, Foundation Home Loans have launched a brand new BTL fixed 2-year rate available to individual and portfolio landlords and limited companies. New Buy to Let fixed product: 5.79% fixed for 2 years F1 range 1% product fee Up to 75% LTV Maximum loan of £1.5m For limited companies and individuals […]

Zephyr Homeloans are reducing all their 5-Year Fixed Rates and Lifetime Tracker products by 15bps, effective from 20th March 2024. Also, Product Fees can now be added to ALL products, including those in the 75% LTV range.  Product Guide  

Reduced rates   New buy to let products. In the bag. Not content with launching our new brand last week, we’ve been busy concocting some brand new products. Here’s a quick summary of the all new stuff: Reduced 80% LTV products  2 and 5-year fixed rates now from 5.79% Relaunched Tier 2 and Tier 3

Non-standard, as standard.   Gone are the days when everyone works a 9-5 and gets paid through PAYE. And while that additional freedom is great for workers like Mae, you’ll know the challenges that multiple sources of income or poor credit history present when applying for a mortgage. With 40% of buyers calling for greater

Let’s talk deposits for 90% LTV purchases for First-time buyers and Homemovers. We have a flexible range of Deposit options for first time buyers An unsecured loan for the deposit is acceptable, providing it meets affordability A Gift from the Bank of Mum and Dad is acceptable, including other family members such as aunties and uncles, subject to

NEW PRODUCTS AND PRODUCT CHANGES LAUNCHING THIS WEEK Note: All fixed rate products now have new fixed rate end dates Owner Occupier – Repayment Core range and Family Mortgage fixed rates increase by 10bps Joint Borrower Sole Proprietor (JBSP) fixed rates increase by 5bps Offset rates reduce by 25bps. Floor rates set at 2.50% below

Goodbye same old! Welcome to the start of our new beginning. We haven’t just come up with a new logo or a snazzy new marketing campaign; we’re taking the opportunity to redefine what we stand for and how this underpins everything we do. We know that you’re busy and time is precious, so our promise

Our residential range changes We’re making a wide range of improvements across our residential product offering. Changes include: Relaunching 95% LTV lending in our income flexibility range with loans available up to £1.5million for your customers who need a lender who can look outside of standard income criteria We’re also relaunching our extra flexibility range

Now supporting Residential 1st charge borrowers in Scotland Following our launch into the residential mortgage market in late 2022, we are delighted to announce we have extended our range to homeowners and first-time buyers in Scotland. Our residential mortgage products are designed to help those customers who need a more individual approach to underwriting including

The Cambridge can accept mortgage applications form applicants who don’t have a perfect credit score. At the Cambridge we listen and we make the decisions, not our computers which means we can credit search not score, and look at your customers credit report individually. Not everyone has a clear credit history, and at The Cambridge we