ALL LENDER UPDATES

Amid the ongoing housing shortage, there is sustained demand for well-maintained and properly managed Houses in Multiple Occupation (HMOs). Our recent survey of landlords reveals continued confidence in this type of property, with some expanding their portfolios and treating HMO management as a full-time career. The hotspots for our HMO landlords are London and the […]

OMS are thrilled to announce that we have enhanced our offering with Uinsure by adding UinsureCX, featuring a seamless integration that empowers OMS users to refer a customer to Uinsure. The UinsureCX platform enables your clients to purchase insurance digitally, in less than 60 seconds. Additionally, you can provide key milestone updates during the mortgage

Rents are still on the rise. Outside of London, the average monthly rent hit a record high of £1,316 recently, according to Rightmove. In the capital, the average advertised rent is £2,652, a 4% increase on last year. To find more options, renters are looking in new areas and for different set ups. The expense

Not only do we have market leading rates, but a fabulous range of residential mortgage products with flexible criteria to help you help more customers achieve their home buying dreams. In response to the growing needs of our customers and the market, we have extended our criteria to cater for a wider range of scenarios

New Commercial Lender coming on panel Look out for the Kick-Off the Week meeting when HS Credit will discuss their appetite in the commercial market. Kevin Thomson Sales Director

Increased Proc Fee  We are pleased to have negotiated an increased procuration fee from Finanze Capital for their bridging products please see commission table on our website for more details Enhanced proc fee Kevin Thomson Sales Director

We are delighted to announce that Connect are back on the ATOM Bank panel for  their Commercial product proposition including the Government Guarantee Scheme (GGS). As you are aware they have and continue to restrict the number of brokers that  have access to them so really pleased that Connect now have access. Full details of their product offering

We have made some changes to our products,  which are effective on all new business immediately. Time in employment Removed the need for 3 months minimum employment history – there is now no minimum. First Charge Mortgages – waivers We have removed the requirement for occupancy waivers where the LTV is less than 50% on first charge mortgages.

Doing business with TML should be quick, clear and straightforward. When you submit a case, though, we’ll need the right documents and information at the right time if we’re to provide the service you and your client deserve. Help us to help you. We know other lenders might do things differently, and you might be

FBS are updating products with a couple of reductions on some of the semi exclusive products! Please see below a high level overview of the changes we have implemented and please find your Semi Exclusive Product sheets attached. Owner Occupier Repayment Family Mortgage increased by 15bps All other product rates held  Owner Occupier Interest Only